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Boats docked under a blue sky at Key West Bight Marina

Commercial vessels

Charter boat and commercial marine insurance

Charter boat insurance is commercial marine coverage for operators carrying paying passengers, combining passenger and general liability, hull and machinery, and crew provisions. Personal boat policies generally do not cover paid trips. Nymble places charter operations of all kinds.

Request a charter boat quote

Your information goes to one licensed agency, not a lead marketplace.

Operations we place

  • Inshore and offshore fishing charters
  • Dive and snorkel boats
  • Sightseeing, sunset and party cruises
  • Water taxis and other for-hire vessels

Go deeper

See FloridaCharterBoatInsurance.com for guides on passenger liability, crew, licensing basics and contracts.

Coverage depends on the policy, the insurance company and underwriting approval.

Common questions

Does a personal boat policy cover charters?

Personal policies generally exclude paid passenger trips. Commercial coverage is designed for them.

What do you need for a charter quote?

Charter type, vessel details, passenger count, operating area, captain credentials and loss history.