# Nymble Marine > NymbleMarine.com is the all-inclusive marine insurance site of Nymble Insurance LLC, a licensed Florida agency. Nymble places boat, yacht, charter, sportfishing, marine cargo and dock/boathouse risks. Approval and price depend on underwriting. - Operated by: Nymble Insurance LLC, licensed Florida insurance agency (license L131669, NPN 21626709) - Phone: (813) 291-3484 - Email: service@nymbleinsurance.com - Service area: Florida - Get started: https://nymblemarine.com/#quote ## Key facts - Nymble Insurance LLC places marine risks of all types: recreational boats, yachts, charter operations, sportfishing boats, marine cargo and waterfront structures. - Marine policies commonly separate hull, liability, medical payments and navigation limits; cargo is insured separately from the vessel. - Florida marine policies often carry named storm terms; read them before hurricane season (June 1 to November 30). - Approval and price are set by underwriting and are never guaranteed. - One licensed agency handles the quote; information is not sold. ## Pages - [Marine Insurance in Florida | Boat, Yacht, Charter, Cargo & Dock | Nymble Marine](https://nymblemarine.com/): Marine insurance in Florida covers vessels, the people and cargo aboard them, and the waterfront structures that serve them. Nymble Insurance LLC, a licensed Florida agency, places boat, yacht, charter, sportfishing, marine cargo and dock and boathouse coverage from one place. Tell us what you need to insure and a licensed agent will shop it for you. - [Boat Insurance in Florida | Pontoon, Bay Boat, Sailboat & Jet Ski | Nymble Marine](https://nymblemarine.com/boat-insurance/): Boat insurance in Florida typically combines hull coverage for the boat, motor and equipment with liability for injuries and damage you cause. Nymble places recreational boats of all types: share your boat's details and a licensed agent shops it for you. - [Yacht Insurance in Florida | Agreed Value, Crew & Cruising Range | Nymble Marine](https://nymblemarine.com/yacht-insurance/): Yacht insurance is a marine policy for larger, higher-value vessels, usually combining agreed value hull coverage, protection and indemnity liability, crew terms and a defined navigation range. Nymble places yachts of all types and sizes; approval and price come from underwriting. - [Charter Boat Insurance in Florida | Commercial Marine | Nymble Marine](https://nymblemarine.com/charter-boat-insurance/): Charter boat insurance is commercial marine coverage for operators carrying paying passengers, combining passenger and general liability, hull and machinery, and crew provisions. Personal boat policies generally do not cover paid trips. Nymble places charter operations of all kinds. - [Sportfishing Boat Insurance in Florida | Offshore & Tournament | Nymble Marine](https://nymblemarine.com/sportfishing-boat-insurance/): Sportfishing boat insurance protects an offshore rig, its engines and electronics, and your liability, with navigation limits that match where you fish. Nymble places sportfishing boats of all sizes, from center consoles to convertibles. - [Marine Cargo & Freight Insurance in Florida | Nymble Marine](https://nymblemarine.com/marine-cargo-insurance/): Marine cargo insurance covers goods while they are in transit, by sea, air or land, against loss or damage during the journey. It is separate from the vessel's insurance, and a carrier's legal liability is usually limited, so shippers often buy their own cargo coverage. Nymble places cargo and freight risks. - [Dock, Boathouse & Boat Lift Insurance in Florida | Nymble Marine](https://nymblemarine.com/dock-and-boathouse-insurance/): Docks, boathouses and boat lifts are exposed to wind, surge and wave action, and homeowners policies often cover them only under a limited 'other structures' provision, if at all. Nymble places waterfront structure coverage; share what you have and an agent will review the options. - [Marine Insurance FAQ | Florida | Nymble Marine](https://nymblemarine.com/faq/): Short answers to common marine insurance questions from Florida owners and operators. - [Photo credits | Nymble Marine](https://nymblemarine.com/credits/): Credits and licenses for the photographs used on Nymble Marine. - [Privacy & Disclosures | Nymble Marine](https://nymblemarine.com/privacy/): How we handle your information and our licensing disclosures. - [Marine Insurance Blog | Boats, Cargo, Docks & Commercial Marine](https://nymblemarine.com/blog/): Guides across marine insurance: vessels, yachts, charters, cargo and freight, docks and boathouses, and marine businesses. Each guide is written by Nymble Insurance LLC, a licensed Florida agency, and explains terms in plain language without promising coverage or price. - [The Types of Marine Insurance, Explained | Nymble Marine Blog](https://nymblemarine.com/blog/types-of-marine-insurance-explained/): Hull, protection and indemnity, cargo and waterfront property: how the main marine lines fit together and who needs which. ## Frequently asked questions ### What is marine insurance? Marine insurance is the family of policies that cover vessels, cargo moving by water or other modes, and related liability and waterfront property. Recreational boats usually carry hull and liability coverage, commercial operators add passenger and crew coverage, and shippers buy cargo coverage separately from the vessel. ### What does Nymble Marine cover? Nymble Insurance places recreational boat, yacht, charter and commercial vessel, sportfishing, marine cargo and freight, and dock, boathouse and boat lift coverage. Approval and price depend on underwriting. ### Is marine insurance required in Florida? Florida law does not generally require liability insurance for recreational boats, but marinas, lenders and charter customers often do. Cargo and commercial operations may be required by contract. Check your marina, lender or contract. ### Does homeowners insurance cover my boat, dock or boathouse? A homeowners policy usually limits or excludes boats and motors. Docks and boathouses may fall under limited 'other structures' coverage, often with storm exclusions or sublimits. Ask your agent to review the exact wording. ### Who is Nymble Insurance? Nymble Insurance LLC is a licensed Florida insurance agency (License L131669, NPN 21626709). ### How do I get a boat insurance quote in Florida? Use the form on this page or call (813) 291-3484. Share the boat type, value, motor and where it is kept. ### What affects my boat insurance price? Boat type, value and age, engine size, storage location, your experience and claims history, and the coverage and deductibles you choose. ### Does Nymble insure yachts? Yes. Nymble places yacht risks of all types and sizes; we can't guarantee approval or price. ### Will I need a survey? Often, for older or higher-value vessels. Your agent will tell you what applies. ### Does a personal boat policy cover charters? Personal policies generally exclude paid passenger trips. Commercial coverage is designed for them. ### What do you need for a charter quote? Charter type, vessel details, passenger count, operating area, captain credentials and loss history. ### Am I covered offshore? It depends on the navigation limits in your policy. Tell your agent how far offshore you fish and confirm in writing. ### Do tournaments change coverage? They can. Disclose tournament fishing and ask how the policy treats it. ### Who needs marine cargo insurance? Importers, exporters, freight forwarders and anyone who owns goods in transit and is responsible for loss or damage under their sales contract. ### Is cargo covered by my carrier? Only up to the carrier's legal or contractual liability limit, and only for losses the carrier is responsible for. Marine cargo insurance is designed to fill that gap. ### Does homeowners insurance cover a dock? Sometimes, under other structures coverage with limits and exclusions. Read the policy wording and ask your agent. ### Does flood insurance cover docks and boathouses? Flood programs commonly exclude or limit structures over water. Ask your agent what applies to your structure. ### Who writes these articles? Nymble Insurance LLC, a licensed Florida insurance agency (License L131669, NPN 21626709). The articles are general information, not legal advice or a description of any specific policy. ### Can I get a quote after reading? Yes. Use the quote form or call (813) 291-3484. A licensed agent will review your details; approval and price depend on underwriting.