Recreational boats
Boat insurance for Florida owners
Boat insurance in Florida typically combines hull coverage for the boat, motor and equipment with liability for injuries and damage you cause. Nymble places recreational boats of all types: share your boat's details and a licensed agent shops it for you.
What a boat policy usually includes
- Hull / physical damage: the boat, motor, trailer and equipment after covered losses.
- Liability: harm to others and legal defense in covered claims.
- Medical payments: for passengers hurt aboard, where offered.
- Add-ons: towing and assistance, fuel spill liability, personal effects.
More on boat owners' questions
Our dedicated site MyFloridaBoatInsurance.com goes deeper on pontoons, bay boats, jet skis, sailboats and liveaboards.
Coverage depends on the policy, the insurance company and underwriting approval.
Common questions
How do I get a boat insurance quote in Florida?
Use the form on this page or call (813) 291-3484. Share the boat type, value, motor and where it is kept.
What affects my boat insurance price?
Boat type, value and age, engine size, storage location, your experience and claims history, and the coverage and deductibles you choose.